Bundling Home & Auto
Why Bundling Home & Auto Insurance Makes Sense in 2026
Your home and your vehicle are two of your most important assets, as well as the most expensive. Insuring both is crucial to protect yourself and your family against any potential losses. So, instead of enrolling for auto insurance and homeowners insurance separately, why not purchase both policies at the same time? Bundling coverages has become increasingly popular in recent years. Learn why bundling is so popular and the steps you should take with your insurance agent before signing up.
What Is Bundling?
Bundling refers to purchasing both auto insurance and homeowners insurance policies from a single carrier at the same time. While home and auto bundles are the most common combination, carriers may also offer additional coverage for vehicles such as RVs, motorcycles, or boats and other watercraft. Before deciding to bundle your policies, research insurance carriers and compare their policies against one another as well as your existing coverage, if you have it.
How Does Bundling Benefit Policyholders?
While not guaranteed, bundling can in some cases result in savings for policyholders. For numerous reasons — such as tariffs — costs are expected to rise in 2026, including for car parts and building materials like lumber. As prices continue to soar, saving money on insurance premiums can yield long-term benefits for customers. Many insurance companies offer discounts to policyholders who bundle, with some offering up to 20-25%. Before signing up, contact us to determine if these savings apply to your coverage.
Bundling can also be helpful when you need to file a claim; your agent can ensure both policies are designed to complement one another and an adjuster can handle both claims at the same time. Bundling your policies will also allow your carrier to send a single bill for both policies; depending on the carrier, you may even be able to pay a single deductible for both policies.
Bundle your home and auto coverage today — your friendly A1 Insurance agent can help! Contact us today or call (708) 301-0066.